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The Financial Conduct Authority (FCA) has published guidance on what is reasonable for a policyholder to rely on to satisfy the burden of proof for claims against Business Interruption Insurance. This includes, but is not limited to, a range of publicly available data including the Public Health Scotland Daily Dashboard which provides information about the location of positive cases in Scotland.

We have been as open and transparent as possible, with professional analysts publishing available data seven days a week to inform the public on how the pandemic is progressing. The data made available will continue to evolve over time to ensure the most relevant information is included, and it is fit for purpose. This supports public scrutiny and transparency, providing timely and equal access to data for the public, media and other commentators.

Work is underway with Public Health Scotland and other partners to review the content and frequency of all Scottish Government current data reporting to identify what is required to support resilience and recovery in the future. This will involve prioritising the modelling, data and analysis that is essential to support the future monitoring and surveillance of Covid. We also need to establish the data and evidence required to monitor the wider harms of Covid in the future. A data and reporting strategy will be published in Spring to support implementation of the Strategic Framework following consultation on any planned changes.

There is no evidence at this time to suggest that insurance companies are not following the FCA’s guidance or that there are any specific issues regarding access to data to support insurance claims being made by businesses in Scotland. The Scottish Government stands ready to work constructively with the United Kingdom Government, the FCA and the insurance industry and will engage with them specifically on this matter as part of regular ministerial and official engagement activity.

The Heat in Buildings Strategy confirms our intention to introduce – subject to consultation later this year – regulations requiring Scotland’s homes and other buildings to meet EPC Band C equivalent by 2033, where that is technically feasible and cost effective.

We have previously consulted, in December 2019, on proposals to introduce minimum energy efficiency standards in owner occupied housing, which included potential options for defining cost effectiveness and technical feasibility. We are further developing these definitions ahead of the planned consultation later this year, and in light of comments received to the 2019 consultation, the findings of which were published in February 2021.

The Scottish Government is keen to support businesses in ways we can and since the start of the pandemic have provided support of more than £4.4bn including COVID-19 non-domestic rates reliefs which have saved businesses around £1.6bn in reduced rates bills since 1 April 2020. To date we have spent almost half a billion pounds more in support of Scottish businesses than the funding we received from the UK Government for that purpose.

Additionally, the Scottish Government has worked in partnership with NHS 24 to develop a long COVID information resource on NHS inform, in order to provide people living with long COVID with clear and accessible guidance about self-management. This resource includes specific advice on navigating a return to work and signposts to information developed by the Society of Occupational Medicine and Acas, the Advisory, Conciliation and Arbitration Service.

The National Wellbeing Hub has also produced guidance for employers and managers. This platform also features interviews with people affected by long COVID sharing first hand experiences of how a supportive and successful return to work can be achieved.

I refer the member to the answer to question S6W-05818 on 2 February 2022. All answers to written Parliamentary Questions are available on the Parliament's website, the search facility for which can be found at https://www.parliament.scot/chamber-and-committees/written-questions-and-answers

Scotland Cycle Repair Scheme (SCRS) originally targeted to deliver 20,000 cycle repairs or services to people in Scotland, focusing on those that need the support the most. Repairs and servicing are provided through a network of over 300 shops, retailers, community organisations and sole traders. There have been two iterations of the scheme and the number of bikes repaired during each is as follows;

First iteration of Aug 2020 – May 2021: 31,562 bikes were repaired

Second iteration of Nov 2021 – May 2022: 8,153 bikes have been repaired so far.

In August 2021, the first six pilots commenced, meeting the 100 day commitment set by this government. A further four pilots have been launched since then. These pilots will run for up to 12 months, testing different approaches and delivery models to help inform a national rollout. The latest figures calculated show that 988 free bikes have been issued across the ten pilots so far.

The Scottish Government is aware of the impact the necessary public health restrictions have had on businesses, including the outbound travel industry. Since the start of the pandemic, businesses have benefitted from more than £4.4bn in support from the Scottish Government. Eligible travel agents benefited from sectoral grants of up to £25,000 per premises in addition to other support including Strategic Framework Business Fund grants, Restart Grants, Non-Domestic Rates relief and furlough payments for staff.

We recently announced £3.5m for outbound travel agents as part of our support for businesses impacted by the measures introduced to control the spread of Omicron. Details of the eligibility, and how and when to apply will be published on the Scottish Government website and on the Find Business Support website as soon as they are available.

Due to the changes in responsibilities, it is difficult to provide an exact like-for-like comparison of Scottish Government funding from the UK Government over the last five years. However, excluding Social Security and EU Replacement funding (neither of which featured in the Scottish Budget limit 5 years ago), the amount of funding has increased from £30.662 billion in 2017-18 to £39.257 billion in 2022-23. This is a real terms increase of 14.3 per cent over the period.

As the Scottish Government remains committed to passing on every penny of additional health funding from the UK Government much of this increase has been allocated to Health which has a direct impact on all other areas of the Scottish Budget, including local government.

If Health funding is excluded, the Scottish Budget real terms increase over the period is 8.5 per cent, and local government have therefore been treated very fairly with council’s revenue funding having increased by 9.9 per cent in real terms.

We are aware that there is significant public interest in carrying out work to comply with the new standard for fire alarms in all Scottish homes. We are also aware that some retailers have short term supply issues, and may be affected by difficulties with imported components. Whilst we encourage homeowners to install these alarms at their earliest opportunity to protect lives and possessions, we have emphasised consistently that there will be no penalties for non-compliance and individual circumstances, including availability of suitable alarms, will be taken into account.

Policy relating to mobile telecommunications is currently reserved to the UK Government and is regulated by Ofcom.

However the Scottish Government recognises the vital importance of mobile connectivity for rural, remote and island communities and businesses. Through our Scottish 4G Infill Programme, we are investing £28.75M to deliver up to 55 4G masts in selected mobile ‘notspots’ around Scotland.

The Scottish Government continue work closely with the UK government and operators to ensure that resilience of the telecoms network in Scotland is a priority.