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Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 5 May 2021
  6. Current session: 12 May 2021 to 1 August 2025
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Displaying 798 contributions

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Economy and Fair Work Committee [Draft]

Community Wealth Building (Scotland) Bill: Stage 1

Meeting date: 25 June 2025

Gordon MacDonald

When we were out on our visits, we met a lot of community groups that had taken over derelict land or repurposed buildings but had difficulty accessing funds. What steps will the Government take to deal with that issue, either through the action plans or in the guidance?

Economy and Fair Work Committee [Draft]

Community Wealth Building (Scotland) Bill: Stage 1

Meeting date: 25 June 2025

Gordon MacDonald

We have heard evidence that credit unions are keen to get involved, but that there is a legislative block to their doing so. However, we then heard contradictory evidence about that.

I was thinking about Glasgow Credit Union, which has assets of £192 million, £20 million of which is in cash—I realise that it has to have substantial cash holdings, so that it can pay out to savers. However, such organisations seem to be risk averse. I have seen information that says that credit unions can have corporate members that they can lend to, but Glasgow Credit Union has only one. There are more than 100 credit unions, and it would seem to me that they are a natural fit with the Government’s community wealth building goals. Is the Government doing anything in that regard?

Economy and Fair Work Committee [Draft]

Alexander Dennis

Meeting date: 25 June 2025

Gordon MacDonald

What was the relationship like with management before the announcement? From doing a wee bit of research beforehand, I am aware that the company has been investing heavily in Scarborough for a while. It took over new warehousing, which allowed it to reconfigure the original factory to give it more production space there. That has been going on for several years. Has it been keeping you guys in the dark about what was happening down in Scarborough? What has the situation been?

Economy and Fair Work Committee [Draft]

Alexander Dennis

Meeting date: 25 June 2025

Gordon MacDonald

Are you talking about bypassing the private companies completely?

Economy and Fair Work Committee [Draft]

Alexander Dennis

Meeting date: 25 June 2025

Gordon MacDonald

If I understand the situation correctly, the Alexander Dennis head office is at Larbert, where one of the plants is, so why has the company chosen to do all its manufacturing at Scarborough?

Economy and Fair Work Committee [Draft]

Community Wealth Building (Scotland) Bill: Stage 1

Meeting date: 25 June 2025

Gordon MacDonald

Yes.

Social Justice and Social Security Committee [Draft]

Decision on Taking Business in Private

Meeting date: 19 June 2025

Gordon MacDonald

Thank you.

Economy and Fair Work Committee [Draft]

Community Wealth Building (Scotland) Bill: Stage 1

Meeting date: 18 June 2025

Gordon MacDonald

Good morning. I want to come back to Adrian Sargent for a point of clarification on the finance question. When we were in Alloa a month or so back, one of the credit unions told us that it had substantial deposits but was unable to lend to SMEs, community groups, third-sector organisations and social enterprises because of restrictions. However, I had a look online and found a legislative reform order, introduced by an amendment to the Credit Unions Act 1979, that allows credit unions to lend to those organisations. When you said that there is a need to build the skill set, who is delivering that in the sector? The legislation that I found was passed 14 years ago. Who is trying to build the skill set so that credit unions are aware that, for example, they can lend to SMEs, third-sector organisations and so on?

Economy and Fair Work Committee [Draft]

Community Wealth Building (Scotland) Bill: Stage 1

Meeting date: 18 June 2025

Gordon MacDonald

The only cap that I am aware of is that you cannot make commercial-type loans of more than 10 per cent of the total assets of the credit union.

Economy and Fair Work Committee [Draft]

Community Wealth Building (Scotland) Bill: Stage 1

Meeting date: 18 June 2025

Gordon MacDonald

So, in order to open up that financial stream to community wealth building, we have to deal with two things: that the sector is risk averse; and that it lacks skills.