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Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 4 May 2021
  6. Current session: 13 May 2021 to 11 November 2025
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Displaying 1699 contributions

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Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 20 September 2023

Claire Baker

Our next item of business is our second evidence session considering the general principles of the Bankruptcy and Diligence (Scotland) Bill. Today we will hear from money advice and debtor representatives. I welcome Sarah-Jayne Dunn, policy manager for financial health with Citizens Advice Scotland, and we are joined online by Becca Stacey, senior research officer with the Money and Mental Health Policy Institute. As always, if members and witnesses can keep their questions and answers as concise as possible, that would be helpful.

I will come first to Becca Stacey. Just to set some of the context for the bill, does your organisation identify that people are facing more problems with finances and with debt? You will know that there was a recent Parliament report called, “Robbing Peter to pay Paul: Low income and the debt trap”, which looked at some of the issues. Could you give us an idea of what the current situation is?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 20 September 2023

Claire Baker

Thank you.

Sarah-Jayne Dunn, will you reflect on the previous committee’s report, “Robbing Peter to pay Paul”, and give us an idea and impression of where we are at the moment in terms of people experiencing financial problems in Scotland?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 20 September 2023

Claire Baker

You have talked a lot about the mental health moratorium, which is the key policy area in the bill. However, other campaigners are suggesting that the bill should be more robust at this stage and that more should be happening in the debt area. Mike Dailly has talked about that this week and I think that Alan McIntosh has done research on wage arrestments. We saw an increase in savings bank arrestments—the threshold was increased—and they are arguing that there should be an increase of that threshold for wages. Other campaigners are arguing for more measures to be taken recognising the cost of living crisis that you have spoken about. Do you think that that is a fair assessment of the bill? Although the bill has largely been welcomed, do we need to see more happening at this stage, or are you content with the Government’s proposal, which is that that will be in the next part of the review?

Economy and Fair Work Committee

“The economic contribution of the Pharmaceuticals Sector in Scotland”

Meeting date: 20 September 2023

Claire Baker

Our next item of business is an evidence session on the report by the Fraser of Allander Institute, “The economic contribution of the Pharmaceuticals Sector in Scotland”. I welcome Adam McGeoch, economist fellow of the Fraser of Allander Institute. He is joined by George Davidson, the chair of the access and value group of the Association of the British Pharmaceutical Industry Scotland and Professor Sir Michael Ferguson, regius professor of life sciences at the University of Dundee.

I understand that Adam McGeoch is going to give us a short presentation before we move to questions.

Economy and Fair Work Committee

“The economic contribution of the Pharmaceuticals Sector in Scotland”

Meeting date: 20 September 2023

Claire Baker

Okay. I thank the witnesses very much—

Economy and Fair Work Committee

“The economic contribution of the Pharmaceuticals Sector in Scotland”

Meeting date: 20 September 2023

Claire Baker

I am sure that it is.

Economy and Fair Work Committee

“The economic contribution of the Pharmaceuticals Sector in Scotland”

Meeting date: 20 September 2023

Claire Baker

We have heard that trials are doing well in America, so I am not sure about that correlation.

Economy and Fair Work Committee

“The economic contribution of the Pharmaceuticals Sector in Scotland”

Meeting date: 20 September 2023

Claire Baker

Thank you very much. We will now move to questions. If people could keep their answers and questions concise, that would be helpful.

Mr McGeoch, you referred to NSET, which is the Government’s 10-year economic strategy. Coming now to George Davidson, does your organisation see the impact of NSET? I know that we are just in year 2, but have there been any changes? How do you engage with the Scottish Government?

Economy and Fair Work Committee

“The economic contribution of the Pharmaceuticals Sector in Scotland”

Meeting date: 20 September 2023

Claire Baker

I asked about engagement with the Scottish Government. Is there a forum where you are able to speak to Government?

Economy and Fair Work Committee

Decision on Taking Business in Private

Meeting date: 20 September 2023

Claire Baker

Good morning, and welcome to the 23rd meeting in 2023 of the Economy and Fair Work Committee. Our first item of business is a decision on whether to take items 5 and 6 in private. Are members happy to do so?

Members indicated agreement.