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Seòmar agus comataidhean

Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 5 May 2021
  6. Current session: 12 May 2021 to 25 June 2025
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Displaying 1580 contributions

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Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 29 November 2023

Maggie Chapman

Good morning, minister. Thank you for joining us. Given what you said about the limited criteria and starting small, with the potential to expand the criteria over time on the basis of lessons learned, I am interested in how we ensure that people who might benefit from the mental health moratorium and people who might give support or advice to debtors on it and on mental health or financial issues will be aware of exactly what the moratorium entails and the criteria. What mechanisms do you have in mind for ensuring awareness among mental health professionals, those in the money advice sector and others who support people with financial or mental health difficulties?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 29 November 2023

Maggie Chapman

When you say “awareness across the sector”, do you mean the money advice sector, mental health professionals or both?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 29 November 2023

Maggie Chapman

To follow on from that, given the limited eligibility for the mental health moratorium, if people are within the six-month standard moratorium, is there any possibility—under advice or guidance from either mental health professionals or money advisers—of that period being extended if they are still struggling to get to grips with their financial situation because of mental health but do not meet the compulsory treatment order level? Have you given any consideration to that?

Economy and Fair Work Committee

Just Transition (North-east and Moray)

Meeting date: 29 November 2023

Maggie Chapman

On democratic participation, I heard what you said earlier in response to Colin Smyth’s questions about community assemblies and the process for getting the outcomes from or desires of those into policy and implementation. Are there other things that we need to think about to ensure that people’s views, whether they are community members or workers, are translated into action and the transformations that we need? What do we, as policymakers, need to do to enhance trust in the process?

Economy and Fair Work Committee

Just Transition (North-east and Moray)

Meeting date: 29 November 2023

Maggie Chapman

That is really helpful. The committee has talked quite a lot about jobs, but housing is one of the other anchors of wellbeing and the positive vision that we want to achieve. I will leave it there for now.

Economy and Fair Work Committee

Just Transition (North-east and Moray)

Meeting date: 29 November 2023

Maggie Chapman

That is helpful. You talk about community empowerment shifting where power lies and you gave a couple of examples of different ownership models and that kind of thing. Have you, in your research, come across examples of where community empowerment is happening in the just transition space?

Economy and Fair Work Committee

Just Transition (North-east and Moray)

Meeting date: 29 November 2023

Maggie Chapman

Thanks, John. I have one final question, if I may. It is probably for you. It is about the work on housing poverty and wellbeing. The links that are being made are really interesting and important and build on what you have just said about equality and wellbeing and the connection between our environmental situation and our individual and community wellbeing. Can you tease that out a little bit more and say why those elements are grouped as they are in the indicators and measures?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 29 November 2023

Maggie Chapman

Yes.

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 29 November 2023

Maggie Chapman

You said that the process will be stakeholder led. We have heard quite clearly from several stakeholders that there is a need or a desire for slightly broader criteria, but I note what you have said on that so far.

Stakeholders, particularly those in the money advice sector, also have questions about their ability to deliver such support, given capacity and resource issues. Do you have any comments on that?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 29 November 2023

Maggie Chapman

If and when the bill is passed by the Parliament, do you see that happening prior to the scheme coming into force?