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Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 4 May 2021
  6. Current session: 13 May 2021 to 3 November 2025
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Displaying 1219 contributions

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Citizen Participation and Public Petitions Committee

New Petitions

Meeting date: 26 October 2022

Paul Sweeney

I cannot remember what stage it is at, but I believe that there is a UK Parliament Fisheries Bill—it might have already passed into statute. It might be worth contacting the Scotland Office to see whether the UK Government has input on the matter.

Citizen Participation and Public Petitions Committee

Continued Petitions

Meeting date: 26 October 2022

Paul Sweeney

You have described significant constraints such as the age profile, the financial crunch that is involved and the risks that are associated with people reaching the end of their careers having to take on a huge amount of financial leverage. The Scottish Government, in response to a written question that I lodged some months ago, indicated the three main schemes that the Energy Saving Trust is administering on its behalf.

The first is the switched-on taxi loan scheme, which offers interest free loans of up to £120,000, but I think that we heard a response mention a cost of servicing that of £800 to £1,000 a month.

The second is the low-emission zone retrofit fund, which provides

“80% grant funding to replace existing diesel engines to meet the Euro 6 standard for driving within a LEZ. The grant provides up to £10,000 per wheelchair accessible taxi installing re-powering technology, or £5,000 per taxi installing exhaust after-treatment systems.”

The third is the low-emission zone support fund,

“which is available to eligible microbusinesses and sole traders (including taxi operators)”

and provides

“a £2,500 grant towards the safe disposal of non-compliant vehicles as an incentive.”

Those are quotes from a response to a written question that I received on 6 January 2022.

You mentioned that the Manchester scheme has a £20,000 grant, so in the context of the three options that the Scottish Government has provided, would you suggest that enhancing the retrofit fund to provide a grant towards new purchases could be a satisfactory solution?

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 25 October 2022

Paul Sweeney

On the issue of limiting access to finance for small businesses, I note that sole traders are excluded from the bill’s consumer protections. Do you agree with that approach? Mirka, you said that there are other legislative remedies or protections that could be applied. I am interested to hear from both of you your thoughts on that exclusion from the consumer protections in the bill.

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 25 October 2022

Paul Sweeney

Thank you—that is helpful.

10:45  

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 25 October 2022

Paul Sweeney

Colin, do you have any thoughts?

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 25 October 2022

Paul Sweeney

I want to get your thoughts on a problematic scenario that the bill would create. A lender would not need to get a court order to seize items that had been pledged by a sole trader or small business in the event that they missed repayments on their loan. Are you happy that greater protection—which might consequentially come with a higher interest rate—would not be needed? I suppose that it is a question of striking the right balance.

10:15  

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 25 October 2022

Paul Sweeney

That would be appreciated, and if you had any proposals for appropriate or proportionate protections—with regard to, say, when a seizure could take place—that would be helpful, too. Mirka, do you have any thoughts on that?

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 25 October 2022

Paul Sweeney

That is really helpful, particularly with regard to the best practice from mainstream lending institutions and what we could design to ensure that nothing could outflank it. Any further thoughts on that would be really helpful.

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 25 October 2022

Paul Sweeney

Thanks very much for that. I appreciate those thoughts.

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 25 October 2022

Paul Sweeney

Just to be clear, would you be particularly concerned if consumers were excluded from the ambit of the bill?