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Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 4 May 2021
  6. Current session: 13 May 2021 to 4 November 2025
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Displaying 1095 contributions

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Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

Agenda item 2 is an evidence-taking session for our inquiry into low income and debt problems. We had our first formal session on 28 April. Today, we will hear from two panels. The first will consider the delivery of money advice service and key issues for people on low incomes, and the second will focus on debt and mental health.

I welcome our first panel to the meeting. We are joined online by Peter Kelly, director, the Poverty Alliance; Sarah-Jayne Dunn, policy manager for financial health, Citizens Advice Scotland; and Anne Baldock, financial inclusion team leader, One Parent Families Scotland. With us in the room is Emma Jackson, national director Scotland, Christians Against Poverty. It is fantastic to have a witness in the room for the first time since the pandemic. Our colleagues Pam Duncan-Glancy and Foysol Choudhury are joining us remotely.

I want to mention a few housekeeping points before we kick off. Those of you who are online should put an R in the chat function if you want to come in on a question, and please allow a few seconds for broadcasting colleagues to turn on your microphone before you start speaking. Emma Jackson can indicate that she wishes to come in by raising her hand, and I will make sure that I see it. Given that she is sitting in front of us, we will endeavour not to direct every question at her.

Moreover, our witnesses should not feel that they need to answer every question. We have a lot of questions to get through, and with four people on the panel, we will be a little bit tight for time. However, if anyone wants to add any comments, please let us know. We have about an hour.

My colleagues will now ask questions in turn, starting with Emma Roddick.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

Thank you for that example—it is really important for the committee to hear that.

Peter Kelly and Anne Baldock would like to come in—I ask that you do so briefly, please. Emma Roddick will then ask a follow-up question.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

I ask Anne Baldock to be really brief.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

I am sorry to interrupt, but I need to bring in Wendy McAuslan. You are underlining points that we have heard previously, especially about leaving the minimum income in people’s bank accounts. We will take evidence on the council tax next week and your evidence will help us to formulate our questions.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

Thank you. Pam Duncan-Glancy, do you have another question?

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

We need to move on now, but I will bring you back in later. I just want everybody to get their opportunity.

We will go to questions from Foysol Choudhury, who is also online.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

Thank you. We need to move on. If the witnesses want to make us aware of anything else, they should follow up with us in writing, because there will not be time for them to say everything that they want to say this morning.

Net Zero, Energy and Transport Committee

Energy Price Rises

Meeting date: 11 May 2022

Elena Whitham

Thank you. It is a question that I will put to everybody at every opportunity that I have, because we do not have enough disaggregated gendered data for most things.

Net Zero, Energy and Transport Committee

Energy Price Rises

Meeting date: 11 May 2022

Elena Whitham

I am convener of the Social Justice and Social Security Committee, which has taken harrowing evidence that people are facing unimaginable choices and that support services are already extremely stretched. You talked about the global crisis and the rest of the world, but the situation appear to be disproportionate across the UK.

Evidence to date suggest that supports that the Government has announced will not adequately alleviate the impact of the energy crisis, especially for the most vulnerable households, some of whom have already self-disconnected because of soaring costs. The risk of wholly avoidable deaths looms large this winter.

Pre-payment meter households pay more than direct debit households. What justification is there for vulnerable people paying a premium for their energy? The committee heard yesterday from Ofgem that that is needed to balance the risk to the suppliers, but what protections are in place for those households and what more should be done? Could a social tariff, which was proposed by Scottish Power in a previous meeting, play a role?

Net Zero, Energy and Transport Committee

Energy Price Rises

Meeting date: 11 May 2022

Elena Whitham

That is very interesting, and I am certain that this committee and my committee will follow closely the data that you say shows that self-disconnections are reducing. That does not chime with the evidence and the reality that we are seeing on the ground.

Sticking with data, there is not enough disaggregated, gendered data—as is usually the case—but there is strong circumstantial evidence that women are at a higher risk of experiencing circumstances known to make households more vulnerable to fuel poverty. I am thinking here about lower pay, women who have caring responsibilities, and women who head single-parent families. It is important that policy makers understand what role gender plays, and that they respond accordingly.

What gendered analysis did the UK Government do prior to agreeing to lifting the price cap? How do you intend to monitor its impact on women?