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Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 5 May 2021
  6. Current session: 12 May 2021 to 10 May 2025
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Displaying 1235 contributions

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Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 19 May 2022

Paul McLennan

You have just touched on the point that I was going to address, convener. Previous stakeholders have talked about how solutions for people in debt are not just about reforming the debt processes and how we deal with that, but are also about how we increase incomes via the social security system. Does anybody want to expand on the point the convener touched on about universal credit teams? Is there more that can be done about that?

Kirsty McKechnie, you touched on simplification of the process in terms of criteria. Also, you talked about the complications within the local authorities and who deals with what. Can more be done about that?

This morning, I saw that Audit Scotland had published a report about the roll-out of the benefits system so far in Scotland. It seems to have been successful, but challenges remain. We have 20 per cent devolved benefits at the moment and, by 2025, it will be 70 per cent. Can we learn any lessons between now and 2025 about how we roll out those other benefits to make them as effective as possible?

Kirsty, I will come to you first on the points that you mentioned about criteria and equity and access to the system.

10:45  

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 19 May 2022

Paul McLennan

One point concerned equity but another point involves making people aware of the benefits. That comes back to the point that Martin Canavan mentioned before, about trying to get that advice out there so that we can pre-empt some of the issues—Betty Stone made the same points. We need to increase the benefits but we also need to do more about the accessibility. Does anyone want to add anything to that?

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 19 May 2022

Paul McLennan

One of the things that we have seen in our evidence taking in the past few weeks is how the private and public sectors deal with debt. Do you think that the public sector is behind the private sector in dealing with debt? I put that to Martin Canavan. I will then open the question to whoever wants to come in.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 19 May 2022

Paul McLennan

Thank you.

Martin, could you address the question about pre-emptive action? There will always be budgetary and resource pressures, and people who arrive at the door saying, “I need help.” This is maybe a question about cost-effectiveness. Can we do more before people get into that situation? You mentioned the importance of family support and family advice. Do you want to expand on that? I am talking about investing to ensure that fewer people get in such situations further down the line.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 19 May 2022

Paul McLennan

To come back to the point about the cost of recovery, you estimate that the debt is £1 million but it is probably more. Do you have any figures on the cost of recovery and the resources involved in that? It seems counterproductive to me—that is staring us right in the face. Do you have any other figures on that?

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 19 May 2022

Paul McLennan

This is for Gordon MacRae. Some of the evidence that we have received is around advice, in relation to both the public and the private sectors. There are figures that show how public sector rent arrears have increased, but that is not so much the case for the private sector. Can we get such evidence? You have seen that increase. Anecdotal evidence has shown that there has been such an increase.

How difficult is it to get to the private rented sector when it is so diverse? What can we do about that? I noticed that the key cost for an eviction is about £24,000. How can we be pre-emptive in the advice that we give? Can we be more pre-emptive in getting advice to people before they get into trouble and they arrive on the doorstep?

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 19 May 2022

Paul McLennan

From CPAG’s point of view, is there a difference in how that affects family types? Are you seeing a distinct split between families with children and those without children? I remember that you gave us evidence previously in which you said that the first two or three years in a child’s life are incredibly important. Are you seeing an impact beyond that? Do we need to look at younger children or maybe older kids and so on?

Local Government, Housing and Planning Committee

Affordable Housing

Meeting date: 17 May 2022

Paul McLennan

That is interesting to know. Until last week, I had been a councillor in East Lothian for 15 years. As a constituency MSP, I am well aware of the opportunities around private investment models. I have also met LAR Housing Trust.

Does anyone else want to come in on that point?

Local Government, Housing and Planning Committee

Subordinate Legislation

Meeting date: 17 May 2022

Paul McLennan

Good morning, minister—I mean, good afternoon. I have fallen into the same trap.

At last week’s meeting, we heard about people being trapped in zero-value homes and having issues with accessing affordable buildings insurance. Can the Scottish Parliament offer any practical help in that regard?

Local Government, Housing and Planning Committee

Affordable Housing

Meeting date: 17 May 2022

Paul McLennan

How can RSLs and councils develop new homes more efficiently to reduce costs and ensure value for money? That issue has been touched on, but does anyone want to add anything?