The Official Report is a written record of public meetings of the Parliament and committees.
All Official Reports of meetings in the Debating Chamber of the Scottish Parliament.
All Official Reports of public meetings of committees.
Displaying 1549 contributions
Social Justice and Social Security Committee
Meeting date: 26 May 2022
Jeremy Balfour
That is helpful. Is one of the issues that creditors are trying to secure the debt against other debts and so are almost going forward with legal action to secure that? Is there any other way that we can prevent people from having to go to bankruptcy while protecting creditors and having the debt repaid at some point, or is bankruptcy the only way around that?
Social Justice and Social Security Committee
Meeting date: 26 May 2022
Jeremy Balfour
My final question will just push that a bit further. With public debts to local authorities, is there any other way that local authorities could act without having to put people into bankruptcy?
Social Justice and Social Security Committee
Meeting date: 26 May 2022
Jeremy Balfour
Most of my questions have been covered, but there is one area that I wanted to pursue briefly. From the evidence that we have taken over the past number of weeks, many people are in a crisis situation that might get worse into the autumn and early next year. However, a lot of what you have been talking about—primary legislation, more reviews and recommendations and so on—is longer term. If there were the political will, what things could be done quickly and immediately to make people’s lives easier? In your opinion, is there nothing that can be done in the short term about bankruptcy to make things easier?
Social Justice and Social Security Committee
Meeting date: 26 May 2022
Jeremy Balfour
Thank you.
10:15Social Justice and Social Security Committee
Meeting date: 26 May 2022
Jeremy Balfour
Good morning, and thank you for coming. I have a couple of questions that follow on from the deputy convener’s questions. Do you know what the percentage is of public debt for the people who come to you with bankruptcy? How much of the debt is because of either rent arrears or council tax?
Social Justice and Social Security Committee
Meeting date: 19 May 2022
Jeremy Balfour
Good morning and thank you all very much for coming. I will follow up Paul McLennan’s questions. I am not sure who will want to jump in on my question. My understanding—I would be interested to know if this is your understanding—is that there is a legal duty on local authorities to pursue such debt under the powers that they have been granted. If they do not do so, they could possibly lose funding. Am I right? Can anyone give us an answer?
Social Justice and Social Security Committee
Meeting date: 19 May 2022
Jeremy Balfour
Thank you.
09:15Social Justice and Social Security Committee
Meeting date: 19 May 2022
Jeremy Balfour
Some of the evidence that we have taken in previous evidence sessions suggests that, once you are in the system and you are unable to pay, there is something almost mechanistic about it and you end up with legal action being taken against you. From a local authority perspective, is there any way of the process being adapted so that, if you cannot pay, you do not suddenly end up in the sheriff court, or do local authorities simply take that approach because those procedures are in place?
Social Justice and Social Security Committee
Meeting date: 19 May 2022
Jeremy Balfour
Thank you.
Social Justice and Social Security Committee
Meeting date: 19 May 2022
Jeremy Balfour
It is primary 7 from August.