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Seòmar agus comataidhean

Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 4 May 2021
  6. Current session: 13 May 2021 to 17 March 2026
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Displaying 2510 contributions

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Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 4 October 2022

Stuart McMillan

Thank you for that. Were the concerns that you just raised, as well as those in your written submission, raised directly with the SLC when it was going through the process and when it produced a draft bill a number of years ago? Did Citizens Advice contact the SLC to raise those concerns?

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 4 October 2022

Stuart McMillan

So would the bill stop you from having to say that to clients?

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 4 October 2022

Stuart McMillan

Are there any final comments that you would like to put on the record?

Delegated Powers and Law Reform Committee

Instrument subject to Affirmative Procedure

Meeting date: 4 October 2022

Stuart McMillan

Under item 3, we are considering one instrument, on which no points have been raised.

Delegated Powers and Law Reform Committee

Instrument subject to Affirmative Procedure

Meeting date: 4 October 2022

Stuart McMillan

Is the committee content with the instrument?

Members indicated agreement.

Delegated Powers and Law Reform Committee

Instruments subject to Negative Procedure

Meeting date: 4 October 2022

Stuart McMillan

Under item 4, we are considering two instruments, on which no points have been raised.

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 4 October 2022

Stuart McMillan

So, the point is not just that the register is cheaper and easier, but that it is consistent, too.

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 4 October 2022

Stuart McMillan

Okay. Thank you for that.

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 4 October 2022

Stuart McMillan

Oliver, are you finished?

Delegated Powers and Law Reform Committee

Moveable Transactions (Scotland) Bill: Stage 1

Meeting date: 4 October 2022

Stuart McMillan

Other stakeholders have suggested that there are existing protections in the Consumer Credit Act 1974 and via the FCA. From what you are both saying, the regulations and the FCA are not strong enough.